The Process of Getting Started
Tap the sections below to view each step:
Step 1: FREE Credit Consultation
Follow the process below to request your FREE Credit Consultation to review your current credit situation. Keep in mind, not everything actively reporting on your credit report is impacting your score negatively and can be fixed over time. Let us help you put together a credit improvement strategy to raise your credit scores faster! We've partnered with Credzu as our escrow service. We have to provide upfront details about services we offer. Tap the button below to access clear and upfront service information.
STEP 2: CREDIT MONITORING
What is a Credit Monitoring Service?
A credit monitoring service tracks changes in borrower behavior in order to notify consumers of potential fraud, as well as changes to your creditworthiness.
Credit monitoring is a necessity simply because your credit file is always reporting activity by the three major credit agencies (Experian, Equifax & Transunion). Keep in mind, you will need to have credit monitoring prior to account service setup *Get a Full Tri-merged Credit Report Only $1 with (7-day trial) See 3-Bureau Reports & FICO® Scores
We will not accept Credit Karma, Credit Sesame, etc. at service setup as we can not rely on accuracy of the accounts or scores provided.
A credit monitoring service tracks changes in borrower behavior in order to notify consumers of potential fraud, as well as changes to your creditworthiness.
Credit monitoring is a necessity simply because your credit file is always reporting activity by the three major credit agencies (Experian, Equifax & Transunion). Keep in mind, you will need to have credit monitoring prior to account service setup *Get a Full Tri-merged Credit Report Only $1 with (7-day trial) See 3-Bureau Reports & FICO® Scores
We will not accept Credit Karma, Credit Sesame, etc. at service setup as we can not rely on accuracy of the accounts or scores provided.
Step 3: Credit Questionnaire
After creating a FREE account with us, you'll be directed to our pre-booking/onboarding questionnaire. Overall, this gives us insight on your current credit situation, even helps us understand your current & long term credit goals, more importantly, helps us create a unique strategy that best fit your overall needs. Finally, this helps us, help you, get to the credit score you can be proud of and save money the during the process.
STEP 4: CREDIT ANALYSIS & REVIEW
After scheduling your FREE consultation you'll be direct to register for you credit analysis & review. This is a complete breakdown of your credit report to give you a detailed understanding of what inaccuracies, if any, may be impacting your credit scores along with an action plan to help reach your credit goals faster.
Your credit analysis report will be emailed to you and will consist of the following:
- Education on credit reports, raising your credit score, and rebuilding credit.
- Current credit scores. Summary of all of the inaccurate negative accounts.
- Accounts that went negative within the first 24 months.
- Accounts the creditors can sue for that fall within the statute of limitations.
- Key factors regarding your credit score.
- Detailed list of all inaccurate accounts.
- Plan of action. Next steps to restoring your credit
