Building good credit
We are here to help you build good credit that you can manage and leverage anytime you want...
Take a few minutes and view how to prepare for our strategy session:
Take a few minutes and view how to prepare for our strategy session:
Make sure you're prepared
Get additional 1-on-1 assistance and direction to build better credit and get your desired results in half the time with help. We'll walk-thru each step of the process together. We'll utilize screen share capabilities to go more in-depth visually; through the exact steps to setup a game plan that work best for your current situation. My job is to help you reach your credit goal quickly!
Download/review the check list and other forms before your appointment.
The snowball method is a debt-repayment strategy that focuses on paying down the account with the lowest balance first. As you direct your larger payments toward that balance, you continue to make the minimum payments on your other accounts so you don’t end up paying late fees, hurting your credit or even defaulting.
To get started, list your account balances in order from lowest to highest. Set up your budget to pay the minimum on all your credit card accounts except the one with the smallest balance. For that balance, put as much extra money as you can toward paying it off each month.
When the balance on that account is zero, put the money you were using to pay it off toward the account with the next-lowest balance. Continue until all your credit card balances have been paid in full.
Say you have three credit cards with balances of $700, $1,500 and $4,000. With the snowball method, you’d pay off the card with the $700 balance first. Then you’d move on to the card with the $1,500 balance, and you’d pay off the one with the $4,000 balance last.
Get additional 1-on-1 assistance and direction to build better credit and get your desired results in half the time with help. We'll walk-thru each step of the process together. We'll utilize screen share capabilities to go more in-depth visually; through the exact steps to setup a game plan that work best for your current situation. My job is to help you reach your credit goal quickly!
Download/review the check list and other forms before your appointment.
The snowball method is a debt-repayment strategy that focuses on paying down the account with the lowest balance first. As you direct your larger payments toward that balance, you continue to make the minimum payments on your other accounts so you don’t end up paying late fees, hurting your credit or even defaulting.
To get started, list your account balances in order from lowest to highest. Set up your budget to pay the minimum on all your credit card accounts except the one with the smallest balance. For that balance, put as much extra money as you can toward paying it off each month.
When the balance on that account is zero, put the money you were using to pay it off toward the account with the next-lowest balance. Continue until all your credit card balances have been paid in full.
Say you have three credit cards with balances of $700, $1,500 and $4,000. With the snowball method, you’d pay off the card with the $700 balance first. Then you’d move on to the card with the $1,500 balance, and you’d pay off the one with the $4,000 balance last.
IMPORTANT NOTE:***We'll call you at your scheduled appointment time to go over credit building strategies.***
